I have a car insurance policy for my honda civic with both liability and collision. I am going to buy a motorcycle soon, and want to know if I need to get extra insurance. The value of the motorcycle won't be a lot, so I'm not crazy about getting collision on the bike. But will my liability insurance from my car policy follow me when I drive the motorcycle (or anyone else's car for that matter)? I guess the real question is: do I need to inform my insurance company that I'm getting a motorcycle?
Let me say, I live in AL and I'm going to be driving on back roads and dirt roads alot more than city roads. The vehicle has to be able to handle muddy dirt roads and bumpy paved roads. I would like the vehicle to be in between the years 2001-2005. My budget is around $12,000. I'm open to looking at cars but like I said, it has to be able to drive on muddy dirt roads.
I really like the 2004 Toyota 4Runner and the 2005 Nissan Xterra
Thanks.
